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शहरीकरण: हाल के दशकों में भारत में तेज़ी से हुए शहरीकरण के कारण कई पर्यावरणीय समस्याएँ, जैसे- जल आपूर्ति, अपशिष्ट जल और इसका एक स्थान पर जमा होना साथ ही, इसके उपचार और निपटान जैसे समस्याएँ उत्पन्न हुई हैं। गंगा नदी के तट पर बसे कई शहरों एवं कस्बों के लोगों एवं प्रशासन ने शहर से निष्कासित होने वाले अपशिष्ट जल, सीवरेज आदि की समस्या के बारे में गंभीरता पूर्वक विचार नहीं किया है। उद्योग: गंगा में सीवरेज और औद्योगिक अपशिष्टों के अप्रबंधित एवं अनियोजित प्रवाह के कारण इसके जल की शुद्धता पर प्रतिकूल प्रभाव पड़ा है। जल में घुले ये औद्योगिक अपशिष्ट नदियों के जल का उपयोग करने वाले सभी जीवों के लिये हानिकारक हैं। पेपर मिल्स, स्टील प्लांट्स, टेक्सटाइल और चीनी उद्योगों से भी काफी मात्रा में अपशिष्ट जल का निष्कासन नदियों के जल में होता है। कृषि अपवाह और अनुचित कृषि प्रथाएँ: कृषि के दौरान अत्यधिक उर्वरकों के प्रयोग के कारण मिट्टी में घुले हुए उर्वरक एवं कीटनाशक वर्षा-जल के साथ निकटतम जल निकायों में पहुॅंच जाते हैं।  जल निकासी की व्यवस्था: गंगा में न्यूनतम प...

 RBI panel proposes stricter rules for  core investment companies. The recommendations were made by  the Working Group to Review Regulatory and Supervisory Framework for Core Investment Companies  set up by the central bank on 3 July and headed by  Tapan Ray,  former secretary of the corporate affairs ministry. These include: Core investment companies (CICs) will have to form board level committees, appoint independent directors and conduct internal audits. Prepare consolidated financial statement and ring-fence the boards of CICs by excluding employees or executive directors of group companies from its board. Step-down CICs may not be permitted to invest in any other CIC, but can invest freely in other group companies. The capital contribution by a CIC in a step-down CIC, can be over and above 10% of its owned funds. It should be deducted from its adjusted networth, as applicable to other NBFCs. The number of layers of CICs in a group should...

 No matter how much talented you are, how much hard working you are, how much smart you are – if there is no consistency in your preparation for this exam (UPSC civil services), you will either fail or unnecessarily prolong this journey making it stressful, burdensome and frustrating.  Being consistent i.e. being regular and steadfast in what you are doing – either making notes from newspapers or from books, writing answers daily, writing essays weekly, solving test papers from test series once in a week or ten days – is the ONLY solution to all your problems. Your problems range from self-doubt to under-confidence to lack of motivation throughout this journey. Once you start procrastinating and being irregular in your studies, undone tasks pile up – creating huge mental burden. This undermines confidence as you can not focus either on future task or on the older one. Eventually you will start a new plan or strategy to suit your present predicament. This cycle continue...

Stress Management Using Self-Help Techniques for Dealing with Stress It may seem like there’s nothing you can do about stress. The bills won’t stop coming, there will never be more hours in the day, and your work and family responsibilities will always be demanding. But you have a lot more control than you might think. In fact, the simple realization that you’re in control of your life is the foundation of managing stress. Stress management is all about taking charge: of your lifestyle, thoughts, emotions, and the way you deal with problems. No matter how stressful your life seems, there are steps you can take to relieve the pressure and regain control. Why is it so important to manage stress? If you’re living with high levels of stress, you’re putting your entire well-being at risk. Stress wreaks havoc on your emotional equilibrium, as well as your physical health. It narrows your ability to think clearly, function effectively, and enjoy life. ...

There may be also several other reasons to shift home from one place to another like transfer, job change ,going to abroad , for professional reasons or the personal ones, people do relocate often in their lives. Whatever the case, this is the time that a good and reliable name in the Moving and Packing industry is like essential information to have. The mover’s packer’s services of any of the top packing moving companies will ensure the safety and seamless journey of your dear belongings. Relocation your Home with Packers Movers in Gurgaon is an important factor that you have to take into consideration before you actually plan to relocate from the capital city Gurgaon to anywhere in India. If once you decide to move, the Packers and Movers Company you choose is a very important aspect that you cannot avoid . Problem is that how will you search out and decide on the best Packers Movers in Gurgaon, Delhi NCR. Firstly whenever you go for this service, you should check out all ...

Introduction Challenges are a part of life. We face different challenges at different points in life. While some people look at these challenges as an opportunity to learn something new others get disheartened and succumb to them. We learn many new things as we take on different challenges. These experiences make us a better person. We can overcome many challenges by setting goals. Goals give us the determination to achieve despite the hurdles. Dealing with Challenges Challenges require us to get out of our comfort zone. These can be difficult to deal with. However, we must deal with them with courage and determination. Here are some ways to deal with the challenges in life: Stay Calm No matter what the situation is we must deal with it calmly. We shall be able to think of a solution and act upon it only if we stay calm. If we stress about it continually we shall not be able to act wisely. Stay Determined No matter how hard the situation gets, the key is to st...